First Choice

First Choice Health is less clear. They are a medical  insurance and also a healthcare network. This means that there are lots of smaller insurances within the First Choice Network – each of those insurances have different requirements. We always have to call for specifics.

Requirements (First Choice Health):

• Referral for massage – they require it. I have not run into an exception yet.
• Massage must be medically necessary! (Most insurances won’t cover preventative massage.)

Requirements (First Choice Network):

• Many of the smaller insurances require referrals. I always call to make sure. However, some of them categorize massage as a “non-medical” perk or a preventative medical service. Those don’t require a referral. Per my own policy of needing a referral for billing purposes, unless the insurance requires a code for billing I might not require a referral from your doctor or chiropractor.
• Medical necessity depends on the insurance and the plan specifics.